Helping Clients Transition Into Retirement
We are here to help you retire with confidence.
Retirement strategies can be complex. Our CERTIFIED FINANCIAL PLANNER® is here to guide you through the process, providing you with the information you need to help make informed decisions about your future. Here are some examples of questions we answer:
- Have you saved enough to retire?
- How much can you safely withdraw?
- What would you do for healthcare if you retire before you’re eligible for Medicare at age 65?
- When should you claim Social Security? What about your spouse?
- How do you coordinate Social Security and portfolio withdrawals?
- Should you do Roth conversions?
- How do you manage future RMDs?
- How do you avoid unnecessarily pushing yourself into higher tax brackets?
- How do you avoid unnecessarily pushing yourself into a higher IRMAA bracket?
- How do you structure the portfolio for the first 5–10 years of retirement?
- What happens to the surviving spouse?
- How do you coordinate beneficiaries and estate planning?
- How much should you keep in cash?
- What happens if the market drops 25% shortly after retirement?
Retirement Scenario 1: Client has
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.